Electronic deposit platform cost for your brokerage
$0Saving $240/year in subscription through Services Corp introduction
Faster Deposits.
Zero Subscription Cost.*
Payload is the modern payment platform built for real estate — replacing cheques and wire instructions with secure electronic deposits your clients can send in seconds at no cost to the brokerage.
No contract. No setup fees. Onboarding in under a week.
*No subscription cost for electronic deposits platform functionality.
No Subscription. No Catch.
Your brokerage pays nothing to use electronic deposits.
Join under this agreement and the typical monthly subscription of $20 is waived, so any Canadian brokerage can offer Payload at no cost to your business. Your clients simply pay a low flat fee per deposit when they send one. The $20 fee is less than an average wire cost of $40 and saves them the time of driving to deliver a cheque.
Why AREA is offering this →Deposits, Modernized
The deposit process finally caught up.
The way brokerages collect deposits hasn't kept up with the way clients actually want to pay. Cheques take days. Wire instructions are clunky. Reconciliation eats admin hours every week.
Payload replaces all of it with one secure payment portal — branded to your brokerage — that your buyers use to send deposits electronically. Money moves in seconds. Every transaction is tagged with the buyer, the property, the MLS number, and the contract reference. Reconciliation is automatic.
What used to take three days now takes twenty minutes. Buyer pays through your branded portalInterac e-Transfer or bank debit (EFT)
Funds land in your trust account in secondsTagged with buyer, property, MLS# and contract
Reconciliation is automaticAdmin stops chasing paperwork
What Your Brokerage Gains
Everything, without changing how you work.
A branded payment portal
Buyers pay through you, not through an unfamiliar third-party link — reinforcing your brand at the moment of highest client confidence.
Automated tracking & reconciliation
Every payment lands in your dashboard with buyer info, contract reference and MLS number attached. Admin stops chasing paperwork.
One-click refunds
On collapsed deals — no forms, no fees, no drawn-out reversals. Refund a buyer with a single click.
Real-time visibility
Managing brokers and admin see the full deposit pipeline at a glance — status, amount, buyer and deal.
A stronger security posture
SOC 2 and PCI compliant, with AI-powered fraud monitoring (Payload Polygraph) watching transactions in real time. Trust account details are never exposed — the standard your E&O insurer, regulator and clients now expect.
Full integration
Works with DotLoop, SkySlope, Loft47, DocuSign, Moxiworks and Lone Wolf. No rip-and-replace.
Optional add-ons when you're ready. Agent invoicing, commission payouts and vendor payments are available directly through Payload once your brokerage is live.
What Your Clients Get
A payment experience that just makes sense.
- Pay by Interac e-Transfer or bank debit — the secure methods approved for trust deposits.
- No account setup, no downloads, no unfamiliar links.
Up to $250K
High-value deposits supported on request — always one flat fee
$20 flat
Paid by the sender — your trust deposit is never reduced
Seconds
From client send to funds in your trust account
Proven, Not A Pilot
You won't be the first brokerage to trust it.
Brokerages across Canada already run their deposits through Payload — the numbers speak for themselves. Now it's available to yours.
1,000+
Canadian brokerages supported on the Payload platform
25,000
Real estate deposits processed every month
~$500M
In monthly deposit volume moved securely
The Offer, In Plain Terms
No fine print. Here's exactly what you get.
Client fee
$20 flatPaid by the sender
Contract
None
Deposit methods
e-Transfer & debitTrust-compliant (FINTRAC)
Setup time
Under one week
Onboarding
Handled directlyBy Payload's Canadian team
Why AREA Is Doing This
A good tool shouldn't be limited by geography.
AREA Real Estate Services Corp. is a wholly owned subsidiary of the Alberta Real Estate Association. Payload started as a benefit for Alberta brokerages — it saved them hours, improved the client experience, and modernized a piece of the transaction that was overdue for a refresh.
So we partnered with Payload's Canadian team to open electronic deposit functionality to everyone at no monthly subscription fee.
Saving REALTORS® money and creating efficiencies in business operations is a core objective of AREA Real Estate Services Corp.
Before You Sign Up
Questions managing brokers ask.
Does my provincial regulator approve of this?+
Payload operates within Canadian trust-account regulations across all provinces. Your existing trust account structure stays intact — Payload doesn't hold your funds, it moves them into your existing account.
How long does onboarding take?+
Under a week for most brokerages. Payload's Canadian team handles setup, integration with your existing systems, and staff training.
Do my agents need to change anything?+
No. Agents keep working the way they do. The change is invisible to them — the deposit link goes to the client, the money lands in your trust account, admin sees it in the dashboard.
Ready When You Are
Modernize your deposit process in under a week. At no cost.
Join the brokerages already moving deposits in seconds instead of days.
Set Up My Brokerage →